Mortgage Center

Looking to purchase a new home, refinance or put your equity to work? Saratoga National Bank is here to help!

Browse our Mortgage Center for information about programs, rates and more. Or, for personal assistance or advice, our Mortgage Professionals are just a phone call or email away.


We have a variety of loan options to choose from, including fixed rate mortgages and adjustable rate mortgages. Plus, we offer no cost pre-approvals, so you can shop for your home knowing that you can afford the mortgage. Learn more or start an application today.

Home Equity

Need to consolidate debts or make home improvements? A home equity line of credit can help. Learn more or apply today.


Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Apply Online

You can apply now in as little as 20 minutes.

It's as easy as 1-2-3!

  1. Click Apply Now to start your application.
  2. When you have finished, click submit and your information will be reviewed for instant online approval.
  3. A mortgage professional will follow up to answer your questions.